Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and income
• Account balance and payment history
• Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business- to process transactions, maintain customer accounts, and report to credit bureaus.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Investment Retrievers chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Investment Retrievers share?

Can you limit the sharing?

For our everyday business purposes-
to process your transactions, maintain your account, and report to credit bureaus

Yes

No

For our affiliates to market to you

No

We don’t share

For nonaffliliates to market to you

No

We don’t share

Contact Us

Call 888-610-4701 or go to www.investment-retrievers.com

Sharing practices                                                                                                      

How often does Investment Retrievers notify me about their practices?

We must notify you about our sharing practices when your account is acquired and each year while you are a customer.

How does Investment Retrievers protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Investment Retrievers collect my personal information?

We collect your personal information, for example when you

• pay your bills or apply for a loan
• use your credit or debt card

Why can’t I limit all sharing?

Federal law gives you the right to limit sharing only for

• affiliates’ everyday business purposes – information about your creditworthiness
• affiliates to market to you
• nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Everyday business purposes

The actions necessary by financial companies to run their business and manage customer accounts, such as

• processing transactions, mailing, and auditing services
• providing information to credit bureaus
• responding to court orders and legal investigations

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies

• Investment Retrievers does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Investment Retrievers doesn’t jointly market